Vacatures
>
Utrecht

    Credit Analyst - Utrecht, Nederland - Santander

    Santander
    Santander Utrecht, Nederland

    2 weken geleden

    Default job background
    Voltijd
    Beschrijving
    Credit AnalystCountry: Netherlands

    SANTANDER CONSUMER FINANCE is looking for a Credit Analyst, based in our UTRECHT office.

    WHY YOU SHOULD CONSIDER THIS OPPORTUNITY

    At Santander () we are key players in the transformation of the financial sector. Do you want to join us?

    Santander Consumer Finance focuses on business development related to consumer finance products, sales channels and commercial agreements with dealers, vehicle manufacturers or retail distribution establishments, as well as commercial functions associated with direct sales (branches, call centers or digital channels) and indirect sales (through third parties) of consumer finance products.

    Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

    Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation.

    WHAT YOU WILL BE DOING

    As a Credit Analyst you will be mainly responsible of analyzing financial account to assess the creditworthiness of (wholesale) customers and predict whether they can meet their financial obligations. You will play a key role in managing the credit portfolio and optimizing the credit granting processes.

    We need someone like you to help us in different fronts:

  • Assessing the creditworthiness of existing and potential (wholesale) customers by analyzing annual accounts, credit history, and preparing forecasts.
  • Prepare annual reviews and proposals for new credit limits for Credit Committee and HQ Committees and present those in the different Committees.
  • Propose guarantees to be obtained from customers to support the proposed credit limits.
  • Monitor payment behavior of in particular wholesale customers.
  • Prepare and manage contractual documentation for wholesale customers.
  • Align with different internal stakeholders on profitability of customers, risk appetite and new business initiatives.
  • EXPERIENCE

  • Minimum of years' experience in a similar role.
  • EDUCATION

  • MBO/HBO degree in finance, accounting, or a related field.
  • Additional NIBE/SVV Commercial lending would be ideal, but not a must.
  • SKILLS & KNOWLEDGE

  • Comprehensive understanding of financial statements, ratios, and concepts.
  • Analytical and organizational skills.
  • Excellent communication skills in both Dutch and English.

  • Amex

    Credit Analyst

    5 uur geleden


    Amex Amsterdam, Nederland

    **You Lead the Way. We've Got Your Back.**: · With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, ...


  • Rabobank Utrecht, Nederland

    As (Junior) Commercial Credit Analyst you are responsible for a portfolio of clients and are actively involved in analysing and structuring financing transactions for our Wholesale clients through a balanced risk/return/sustainability approach. You can make a difference by identi ...


  • Altares - Dun & Bradstreet Rotterdam, Nederland

    Wordt jij gelukkig van cijfers en kan jij door jouw focus op details precies weten van wie we nog geld krijgen? · Dan ben jij wellicht de juiste persoon om het Finance team te versterken als Credit & Collections Analyst. We zoeken een persoon met een sterke persoonlijkheid die ge ...

  • BridgeFund

    Credit Risk Analyst

    1 week geleden


    BridgeFund Amsterdam, Nederland

    Is het analyseren en kritisch beoordelen van financiële data om vervolgens knopen door te hakken helemaal jouw ding? Jij bepaalt als poortwachter Credit Risk Analyst bij BridgeFund of we een ondernemer kunnen helpen om hun business te laten groeien · Een financieringsaanvraag wor ...

  • Seagate Technology

    Credit Analyst Intern

    2 weken geleden


    Seagate Technology Schiphol, Nederland

    **About our group**: · Seagate's Credit Department focuses on mitigating credit risks while focusing on managing credit lines worldwide efficiently. Supporting Collection Team while maintaining excellent relationship with our customers are also some of our primary responsibilitie ...


  • Samskip Rotterdam, Nederland

    Function and Department · The Credit and Collections Analyst position is a role part of Order to Cash (O2C) team within the Samskip Finance Operations Department · Position Description · In this position you will integrate the O2C team within the Finance Operations Department. Yo ...

  • Ayvens

    Credit Analyst

    2 weken geleden


    Ayvens Almere, Nederland

    Wat ga je doen? · Als Credit Analyst ben je verantwoordelijk voor de controle op de kredietwaardigheid van nieuwe en bestaande relaties met als doel het inzichtelijk maken van kredietrisico's zodat aanvaardbare risico's kunnen worden genomen. Dit doe je binnen de gestelde kaders ...

  • Ayvens

    Credit Analyst

    3 weken geleden


    Ayvens Almere, Nederland Voltijd

    Wat ga je doen? · Als Credit Analyst ben je verantwoordelijk voor de controle op de kredietwaardigheid van nieuwe en bestaande relaties met als doel het inzichtelijk maken van kredietrisico's zodat aanvaardbare risico's kunnen worden genomen. Dit doe je binnen de gestelde kaders ...


  • Salesforce Amsterdam, Nederland

    Job Category · Finance · Job Details · **About Salesforce** · We're Salesforce, the Customer Company, inspiring the future of business with AI+ Data +CRM. Leading with our core values, we help companies across every industry blaze new trails and connect with customers in a whole ...


  • Cognizant Utrecht, Nederland Voltijd

    As a Business Analyst Credit Risk at the CC BFS team, your focus will be at the interplay between business and technology, having and building a sound understanding of the business drivers and the capabilities of various technologies. · What makes Cognizant a unique place to work ...


  • flatexDEGIRO AG Amsterdam Oost, Nederland

    **Who we are** · flatexDEGIRO AG (WKN: FTG111, ISIN: DE000FTG1111, Ticker: FTK.GR) operates the leading and fastest growing online brokerage platform in Europe. Based on modern, in-house state-of-the-art technology, customers of the flatex and DEGIRO brands are offered a wide ran ...


  • Cognizant Utrecht, Nederland

    As a Business Analyst Credit Risk at the CC BFS team, your focus will be at the interplay between business and technology, having and building a sound understanding of the business drivers and the capabilities of various technologies.What makes Cognizant a unique place to work? ...

  • Eneco

    Credit Analyst

    3 weken geleden


    Eneco Rotterdam, Nederland Voltijd

    Eneco zet vol in op duurzaamheid. Eneco heeft een vooruitstrevend duurzaamheidsplan opgesteld, wat inhoudt dat de eigen activiteiten en de geleverde energie aan klanten in 2035 klimaat neutraal zijn. Eneco wil dat de opwarming van de aarde onder de 1,5 graden Celsius blijft om er ...


  • Rabobank Gruppe Utrecht, Nederland

    Join Rabobank, as a Business Analyst Work with an enthusiastic team to deliver end-to-end solutions for diverse stakeholders and advance your career with one of the most reputable financial institutions in the world. · You and your job · As Business Analyst in Credit Core you a ...


  • STAFIDE Utrecht, Nederland

    Job Description · About us: · Stafide is the premier destination for tech talent consulting, providing comprehensive employment services throughout Europe. Our mission is straightforward: to effortlessly connect job seekers with employers, focusing on the rapidly changing technol ...


  • STAFIDE Utrecht, Nederland

    About us: · Stafide is the premier destination for tech talent consulting, providing comprehensive employment services throughout Europe. Our mission is straightforward: to effortlessly connect job seekers with employers, focusing on the rapidly changing technology sector. Boasti ...


  • Altares - Dun & Bradstreet Rotterdam, Nederland CDD

    Wordt jij gelukkig van cijfers en kan jij door jouw focus op details precies weten van wie we nog geld krijgen? · Dan ben jij wellicht de juiste persoon om het Finance team te versterken als Credit & Collections Analyst. We zoeken een persoon met een sterke persoonlijkheid die ge ...

  • Reclassering Nederland

    Credit Risk Analyst

    1 week geleden


    Reclassering Nederland Rotterdam, Nederland

    Credit Risk Analyst · Ga terug Solliciteer op deze vacature · Finance · Eneco - Rotterdam · uur · Junior, Medior, Senior · Credit Risk Analyst · Finance · Junior, Medior, Senior · Eneco - Rotterdam · uur · Solliciteer direct Een dynamische omgeving met veel vrijheid en vera ...

  • Santander Consumer Finance Benelux

    Credit Analyst

    2 weken geleden


    Santander Consumer Finance Benelux Amsterdam, Nederland

    SANTANDER CONSUMER FINANCE is looking for a Credit Analyst, based in our UTRECHT office. · WHY YOU SHOULD CONSIDER THIS OPPORTUNITY · At Santander ) we are key players in the transformation of the financial sector. Do you want to join us? · Santander Consumer Finance focuses on ...

  • Page Personnel

    Credit Analyst

    1 week geleden


    Page Personnel Amsterdam, Nederland

    The Credit Analyst has an independent responsibility in the realization of the credit report. You have regular direct customer contact in your field and seek timely consultation with the Relationship Manager, Credit Risk Department, and the various specializations within the bank ...