Vacatures
>
Amsterdam

    Credit Analyst - Amsterdam, Nederland - Santander Consumer Finance Benelux

    Default job background
    Beschrijving

    SANTANDER CONSUMER FINANCE is looking for a Credit Analyst, based in our UTRECHT office.

    WHY YOU SHOULD CONSIDER THIS OPPORTUNITY

    At Santander ) we are key players in the transformation of the financial sector. Do you want to join us?

    Santander Consumer Finance focuses on business development related to consumer finance products, sales channels and commercial agreements with dealers, vehicle manufacturers or retail distribution establishments, as well as commercial functions associated with direct sales (branches, call centers or digital channels) and indirect sales (through third parties) of consumer finance products.

    Santander is proud of being an organization where there are equal opportunities regardless of gender identity, culture and disability. Our mission is to contribute to help more people and business prosper. We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

    WHAT YOU WILL BE DOING

    As a Credit Analyst you will be mainly responsible of analyzing financial account to assess the creditworthiness of (wholesale) customers and predict whether they can meet their financial obligations. You will play a key role in managing the credit portfolio and optimizing the credit granting processes.

    We need someone like you to help us in different fronts:

  • Assessing the creditworthiness of existing and potential (wholesale) customers by analyzing annual accounts, credit history, and preparing forecasts.
  • Prepare annual reviews and proposals for new credit limits for Credit Committee and HQ Committees and present those in the different Committees.
  • Propose guarantees to be obtained from customers to support the proposed credit limits.
  • Monitor payment behavior of in particular wholesale customers.
  • Prepare and manage contractual documentation for wholesale customers.
  • Align with different internal stakeholders on profitability of customers, risk appetite and new business initiatives.
  • EXPERIENCE

  • Minimum of 2 years' experience in a similar role.
  • EDUCATION

  • MBO/HBO degree in finance, accounting, or a related field.
  • Additional NIBE/SVV Commercial lending would be ideal, but not a must.
  • SKILLS & KNOWLEDGE

  • Comprehensive understanding of financial statements, ratios, and concepts.
  • Analytical and organizational skills.
  • Excellent communication skills in both Dutch and English.
  • Enthusiastic?

    Join the team This is the opportunity to use your talent at a dynamic, international organization. Respond by sending your application via

    * Screening is part of the application procedure. Based on the screening procedures that apply within Santander, we test whether new employees are sufficiently reliable to perform work at Santander.
    * We have a strong risk culture and expect a proactive and responsible attitude towards risk management from all our professionals, regardless of their position.

    Acquisition regarding this vacancy is not appreciated



  • flatexDEGIRO AG Amsterdam Oost, Nederland

    **Who we are** · flatexDEGIRO AG (WKN: FTG111, ISIN: DE000FTG1111, Ticker: FTK.GR) operates the leading and fastest growing online brokerage platform in Europe. Based on modern, in-house state-of-the-art technology, customers of the flatex and DEGIRO brands are offered a wide ran ...

  • Seagate Technology

    Credit Analyst Intern

    1 week geleden


    Seagate Technology Schiphol, Nederland

    **About our group**: · Seagate's Credit Department focuses on mitigating credit risks while focusing on managing credit lines worldwide efficiently. Supporting Collection Team while maintaining excellent relationship with our customers are also some of our primary responsibilitie ...

  • Page Personnel

    Credit Analyst

    1 week geleden


    Page Personnel Amsterdam, Nederland

    The Credit Analyst has an independent responsibility in the realization of the credit report. You have regular direct customer contact in your field and seek timely consultation with the Relationship Manager, Credit Risk Department, and the various specializations within the bank ...


  • Brand New Day Amsterdam, Nederland Voltijd_permanent

    Brand New Day is een bank. Een jonge, flink groeiende bank, welteverstaan. En dus komt er hier heel wat spaargeld binnen. Met dat spaargeld moeten we slim omgaan. Dus zo winstgevend mogelijk investeren, zónder daarbij de risico's uit het oog te verliezen. Daarom zoeken we iemand ...


  • Brand New Day Amsterdam, Nederland Voltijd_permanent

    Brand New Day is een bank. Een jonge, flink groeiende bank, welteverstaan. En dus komt er hier heel wat spaargeld binnen. Met dat spaargeld moeten we slim omgaan. Dus zo winstgevend mogelijk investeren, zónder daarbij de risico's uit het oog te verliezen. Daarom zoeken we iemand ...

  • ABN AMRO Bank

    BE - Credit Risk Analyst

    1 week geleden


    ABN AMRO Bank Amsterdam, Nederland

    BE - Credit Risk Analyst · Jouw toekomstige werkgever · ABN AMRO Bank NV België is gespecialiseerd in Private Banking, Corporate Banking en is marktleider in de Diamantsector. Vanuit onze hoofdkantoren in Berchem en Gent, en kantoren in Antwerpen, Hasselt, Brussel, Kortrijk, B ...

  • Ayvens

    Credit Analyst

    2 weken geleden


    Ayvens Almere, Nederland Voltijd

    Wat ga je doen? · Als Credit Analyst ben je verantwoordelijk voor de controle op de kredietwaardigheid van nieuwe en bestaande relaties met als doel het inzichtelijk maken van kredietrisico's zodat aanvaardbare risico's kunnen worden genomen. Dit doe je binnen de gestelde kaders ...

  • Ayvens

    Credit Analyst

    1 week geleden


    Ayvens Almere, Nederland

    Wat ga je doen? · Als Credit Analyst ben je verantwoordelijk voor de controle op de kredietwaardigheid van nieuwe en bestaande relaties met als doel het inzichtelijk maken van kredietrisico's zodat aanvaardbare risico's kunnen worden genomen. Dit doe je binnen de gestelde kaders ...


  • ABN AMRO Bank Amsterdam, Nederland

    Your job · You will be responsible that the Program Lending Life cycle is pro-actively managed. You analyse data obtained from complex data files, combine data with other sources, and interpret this to obtain valuable information for the business. You develop models and use them ...


  • Rabobank Utrecht, Nederland

    As (Junior) Commercial Credit Analyst you are responsible for a portfolio of clients and are actively involved in analysing and structuring financing transactions for our Wholesale clients through a balanced risk/return/sustainability approach. You can make a difference by identi ...

  • Santander

    Credit Analyst

    1 week geleden


    Santander Utrecht, Nederland Voltijd

    Credit AnalystCountry: Netherlands SANTANDER CONSUMER FINANCE is looking for a Credit Analyst, based in our UTRECHT office. · WHY YOU SHOULD CONSIDER THIS OPPORTUNITY · At Santander () we are key players in the transformation of the financial sector. Do you want to join us? · ...

  • Seagate

    Credit Analyst Intern

    1 week geleden


    Seagate Schiphol-Rijk, Nederland Intern

    Seagate's Credit Department focuses on mitigating credit risks while focusing on managing credit lines worldwide efficiently. Supporting Collection Team while maintaining excellent relationship with our customers are also some of our primary responsibilities. We are an organized ...

  • Seagate

    Credit Analyst Intern

    1 week geleden


    Seagate Schiphol-Rijk, Nederland Intern

    Seagate's Credit Department focuses on mitigating credit risks while focusing on managing credit lines worldwide efficiently. Supporting the Collection Team while maintaining excellent relationships with our customers are also some of our primary responsibilities. We are an organ ...


  • BNP Paribas Amsterdam, Nederland

    VIE GLOBAL TRADE SOLUTIONS ANALYST - AMSTERDAM, H/F (NUMÉRO DE L'EMPLOI : V_CIBGB_0188) · **VIE Global Trade Solutions Analyst - Amsterdam, H/F** · **Concrètement votre quotidien ?** · Au sein de l'équipe GTS (Global Trade Solutions), vos missions portent sur la gestion des produ ...


  • BNP Paribas Amsterdam, Nederland

    **VIE Global Trade Solutions Analyst - Amsterdam, H/F** · **CONCRÈTEMENT VOTRE QUOTIDIEN ?**: · Au sein de l'équipe GTS (Global Trade Solutions), vos missions portent sur la gestion des produits de la Supply Chain et Trade Finance (garanties, lettres de crédit, recouvrements, com ...

  • Adyen

    Financial Risk Analyst

    6 dagen geleden


    Adyen Amsterdam, Nederland

    **This is Adyen** · Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition. · For our teams, we cre ...

  • Levy Professionals

    Data Analyst

    6 dagen geleden


    Levy Professionals Amsterdam, Nederland

    **Data Analyst |Long Term Project|Financial Enterprise** · **As a Data Analyst you will**: · - Gain clarity on data sourcing to the Basel chain by various entities. · - Ensure the Basel chain is ready for the consumption and processing of new/updated data. · - Analyze data source ...

  • ABN AMRO

    Graduate Corporate Banking

    3 dagen geleden


    ABN AMRO Amsterdam, Nederland

    Graduate Corporate Banking - Credit Risk Decisioning · **At a glance**: · Credit Risk Decisioning offers a dynamic, fast-paced working environment where you will analyse countless companies across various sectors. Ultimately, you decide how we can support our clients' financial n ...

  • ABN AMRO

    Working Student

    5 dagen geleden


    ABN AMRO Amsterdam, Nederland

    Working student - Credit analytics · **At a glance**: · Do you get energy from creating data solutions? Are you able to convert complex problems into concrete and explainable data solutions? Are you a STEM student (e.g. Business Analytics, Econometrics, Computer Science etc.) sea ...

  • Independent Recruiters

    Sales Analyst

    5 dagen geleden


    Independent Recruiters Amsterdam, Nederland

    **Sales Analyst - Retail (Temporary)**: · The creators of the most popular sneakers of the century believe in authenticity. This authenticity is one of the things that has really helped define their brand. · This retail organization with 100+ associates and an office in Amsterdam ...